Last Updated: May 15, 2024
Welcome to Investment Planning Hub ("Company", "we", "our", "us")! These Terms and Conditions ("Terms", "Terms and Conditions") govern your use of our website located at investmentplanninghub.com (the "Site") and any related services offered by us.
By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Site or use our services.
By creating an account on our Site, you agree to subscribe to newsletters, marketing or promotional materials, and other information we may send. However, you may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send.
When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Site.
You are responsible for safeguarding the password that you use to access the Site and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
The Site and its original content, features, and functionality are and will remain the exclusive property of Investment Planning Hub and its licensors. The Site is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Investment Planning Hub.
Our Site may allow you to post, link, store, share, and otherwise make available certain information, text, graphics, videos, or other material ("Content"). You are responsible for the Content that you post on or through the Site, including its legality, reliability, and appropriateness.
By posting Content on or through the Site, you represent and warrant that:
We reserve the right to terminate the account of anyone found to be infringing on a copyright or other intellectual property rights.
6.1 Not Financial Advice: The content on our Site is provided for informational purposes only and should not be construed as financial, investment, tax, or legal advice. Always seek the advice of a qualified professional regarding your specific financial situation.
6.2 Investment Risks: All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. The material on this Site has been prepared for informational purposes only and is not an offer to buy or sell or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy.
6.3 Third-Party Information: Information from third parties provided on the Site is believed to be reliable but has not been independently verified, and its accuracy or completeness cannot be guaranteed.
Our Site may contain links to third-party websites or services that are not owned or controlled by Investment Planning Hub.
Investment Planning Hub has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Investment Planning Hub shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Upon termination, your right to use the Site will immediately cease. If you wish to terminate your account, you may simply discontinue using the Site or contact us to request account deletion.
In no event shall Investment Planning Hub, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
Your use of the Site is at your sole risk. The Site is provided on an "AS IS" and "AS AVAILABLE" basis. The Site is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.
Investment Planning Hub, its subsidiaries, affiliates, and its licensors do not warrant that:
These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
12.1 Informal Resolution: Before filing a claim against Investment Planning Hub, you agree to try to resolve the dispute informally by contacting us. We'll try to resolve the dispute informally by contacting you via email.
12.2 Arbitration: If a dispute cannot be resolved informally, you and Investment Planning Hub agree to resolve any claims related to these Terms through final and binding arbitration, except as set forth under Exceptions to Agreement to Arbitrate below.
12.3 Arbitration Procedures: The arbitration will be administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration will be conducted in [Location].
12.4 Exceptions to Agreement to Arbitrate: Either party may bring a lawsuit in the federal or state courts of [Jurisdiction] solely for injunctive relief to stop unauthorized use or abuse of the Site or infringement of intellectual property rights without first engaging in the informal dispute resolution process or arbitration.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Site after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Site.
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.
These Terms constitute the entire agreement between us regarding our Site and supersede and replace any prior agreements we might have had between us regarding the Site.
If you have any questions about these Terms, please contact us at:
Investment Planning Hub
957 Emile Well Lake Salmastad, NU C0E-5H2
Email: terms@investmentplanninghub.com
Phone: +1 (870) 615-6526